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Igal Koiman, MBA,MHA

Independent Insurance Broker

CA License # OH59344

 
igal.uig@gmail.com
                                                
       I offer online scheduling using BookFresh

              

   

        




Annuities Made Easy

        We provide everything you need to get started with adding annuities to your financial portfolio. Simply fill out the form below to get started.
The safest way to supplement your retirment income with additional needed funds gurantee that neiter you nor your spouse never outlive your retirment income as long as you both live. We offer super competetive rates and additional 10% bonus upon initial funding.


This Year 2011 Fixed Annuities hit historical investment record:
$91 billions was invested in Fixed Index Deferred Annuities in 2011 year today as only viable alternative to declining 401k and super low rates for banks certificates of deposits


ANNUITY
A contract sold by life insurance companies that allows you to pay a lump sum or accumulate money over time, and the issuing company guarantees payment to the buyer in the future, usually at retirement. You will not pay income taxes on the money until those payments are made.

ANNUITY PAYMENTS 
Periodic payments made to an annuitant or to the annuitant's designated beneficiary. The payments may be made on an annual, semiannual, quarterly, or monthly basis, and may last for life or for a specified period. Moreover, depending on whether the annuity in question is a fixed annuity or a variable annuity, the annuitant (or his/her beneficiary) may receive either payments of a fixed dollar amount or payments that vary in amount according to the value of the underlying securities.
 
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I offer online scheduling using BookFresh

Certainty in an Uncertain Market
Simply fill out the form below to get started and we will develop an annuity proposal to meet your needs.



Annuity Quote Request
If you are interested in annuities, please fill out the form below and we will contact you as soon as possible.

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